SFHAs represent the areas subject to inundation by the 1-percent-annual chance flood event. It is the official map for a community on which FEMA has delineated both the Special Flood Hazard Areas (SFHAs) and the risk premium zones applicable to the community. Regulated floodplains are illustrated on inundation maps called Flood Insurance Rate Maps (FIRMs). Being prepared is your best defense against a flood. Because of the flat topography, flooding can occur most anywhere in the City. Flooding is more severe when the ground has been saturated due to previous heavy rainfall and a higher ground water table. Heavy and prolonged rainfall causes the capacity of the drainage system, including the City’s canals, to be exceeded. However, heavy rainfall can occur at any time of year and cause flooding in neighborhoods and in the streets. Heavy rains during the rainy season from June through October pose the greatest threat for flooding. The City of South Miami (NFIP Number 120658) is credited by the CRS for the following activities:ĪRE YOU PREPARED FOR A FLOOD IN YOUR NEIGHBORHOOD?įloods can occur in the City of South Miami at any time during the year. Promote the awareness of flood insurance.Under the CRS, flood insurance premium rates are adjusted to reflect the reduced flood risk resulting from community activities that meet the three goals of the CRS: The National Flood Insurance Reform Act of 1994 codified the community rating system in the NFIP. The national flood insurance program's (NFIP) community rating system (CRS) was implemented in 1990 as a program for recognizing and encouraging community floodplain management activities that exceed the minimum NFIP standards. Look at a copy of the Flood Hazard Presentation that runs on Channel 77.View a copy of the Flood Mail-Out Brochure that is mailed out twice a year.
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If you have any questions, feel free to contact the City of South Miami Planning and Zoning Department. Please look at the revised City of South Miami flood zones map to see. Please note that as of September 11, 2009, the City of South Miami flood zones map has been revised and your property may or may not be in a flood zone.
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